Trusted Credit Intelligent Solution
Credit Risk Intelligence
Your Finance Team
Will Understand
The only credit risk platform that shows you the score,
explains how it was built, and tells you exactly what to do next.
Of Expertise
Trusted Credit Intelligent Solution
Credit Risk Intelligence
Your Finance Team
Will Understand
The only credit risk platform that shows you the score,
explains how it was built, and tells you exactly what to do next.
Of Expertise
Why choose us
Why CFO's Trust InRatings
Full Methodology Transparency
Every rating includes a complete breakdown of the data sources, weighting criteria, and risk dimensions that produced the result.
Actionable Credit Intelligence
Each report delivers only the indicators relevant to the credit decision at hand — presented in plain language with a single recommended action
Portfolio-Level Risk Visibility
Monitor credit risk across your entire customer base simultaneously. Identify concentration risk, deteriorating accounts, and emerging exposures before they materialise as provisions or write-offs.
Why choose us
Why CFO's Trust InRatings
Full Methodology Transparency
Every rating includes a complete breakdown of the data sources, weighting criteria, and risk dimensions that produced the result.
Actionable Credit Intelligence
Each report delivers only the indicators relevant to the credit decision at hand — presented in plain language with a single recommended action
Portfolio-Level Risk Visibility
Monitor credit risk across your entire customer base simultaneously. Identify concentration risk, deteriorating accounts, and emerging exposures before they materialise as provisions or write-offs.
Why choose us
Why CFO's Trust InRatings
Full Methodology Transparency
Every rating includes a complete breakdown of the data sources, weighting criteria, and risk dimensions that produced the result.
Actionable Credit Intelligence
Each report delivers only the indicators relevant to the credit decision at hand — presented in plain language with a single recommended action
Portfolio-Level Risk Visibility
Monitor credit risk across your entire customer base simultaneously. Identify concentration risk, deteriorating accounts, and emerging exposures before they materialise as provisions or write-offs.
Our Services
Our Services
Our Services
Choose the service that solves your problem
Stop guessing and start growing with intelligence that covers every angle of your business relationships.
Portfolio Management
A live view of credit risk across your entire customer portfolio — segmented, prioritised, and ready to act on.
Portfolio Management
A live view of credit risk across your entire customer portfolio — segmented, prioritised, and ready to act on.
Supplier Risk Rating
The same credit risk intelligence applied to your supply chain — so a supplier's financial distress becomes your early warning, not your emergency.
Supplier Risk Rating
The same credit risk intelligence applied to your supply chain — so a supplier's financial distress becomes your early warning, not your emergency.
Credit Risk Rating
A transparent, methodology-backed credit risk assessment for any company — generated in one click, built to support a real decision.
Credit Risk Rating
A transparent, methodology-backed credit risk assessment for any company — generated in one click, built to support a real decision.
How we work
How we work
How we work
From Company Search to Credit Decision — in Minutes
No manual data entry. No interpretation required. Just a clear rating, a recommended credit limit, and a defined action for every company you assess.
Search the company
Create a new credit risk assessment and add your client's details — or send them a secure link to complete the form themselves
Collect & Validate Data
Our system retrieves data from external sources automatically. Your analyst reviews, validates, and completes any missing information.
Generate the Report
InRatings analyses the data and produces a full credit risk report including a credit score, rating, and recommended credit limit.
Make Informed Decisions
Use the validated report to approve, decline, or negotiate credit terms
Quick Answers
Q&a: How We Work
Our methodology supports various types of businesses
Who is InRatings designed for?
InRatings is designed for Chief Financial Officers and Finance Directors at B2B companies selling on credit terms with 20 or more active credit customers. It is particularly suited to organisations that currently purchase credit bureau reports but find those reports do not translate into clear, operational credit decisions.
How is InRatings different from other credit bureaus?
What types of credit risk reports does InRatings generate?
What does the AA → E rating scale mean?
How do I get started?
Can InRatings assess companies outside Poland?
Quick Answers
Q&a: How We Work
Our methodology supports various types of businesses
Who is InRatings designed for?
InRatings is designed for Chief Financial Officers and Finance Directors at B2B companies selling on credit terms with 20 or more active credit customers. It is particularly suited to organisations that currently purchase credit bureau reports but find those reports do not translate into clear, operational credit decisions.
How is InRatings different from other credit bureaus?
What types of credit risk reports does InRatings generate?
What does the AA → E rating scale mean?
How do I get started?
Can InRatings assess companies outside Poland?
Quick Answers
Q&a: How We Work
Our methodology supports various types of businesses
Who is InRatings designed for?
InRatings is designed for Chief Financial Officers and Finance Directors at B2B companies selling on credit terms with 20 or more active credit customers. It is particularly suited to organisations that currently purchase credit bureau reports but find those reports do not translate into clear, operational credit decisions.
How is InRatings different from other credit bureaus?
What types of credit risk reports does InRatings generate?
What does the AA → E rating scale mean?
How do I get started?
Can InRatings assess companies outside Poland?
Get in touch
Ready to Assess Your First Company?
Start with a free credit risk assessment — one company, no commitment, full methodology. Or speak with our team to discuss your portfolio requirements before selecting a plan.
Get in touch
Ready to Assess Your First Company?
Start with a free credit risk assessment — one company, no commitment, full methodology. Or speak with our team to discuss your portfolio requirements before selecting a plan.
Get in touch
Ready to Assess Your First Company?
Start with a free credit risk assessment — one company, no commitment, full methodology. Or speak with our team to discuss your portfolio requirements before selecting a plan.